Data Analytics · National

India, Unbanked No More

What patterns exist in financial inclusion across India — which states and demographic groups have gained banking access, and where does exclusion persist?

State-level data is illustrative, anchored to real national PMJDY totals — see "How this works" below
Accounts (20 states, latest year)
Women Account Holders
Rural / Semi-Urban Accounts
Zero-Balance Accounts

National account growth, 2015-2025

Cumulative accounts against women's share and rural share over time — the enrollment rush of the early years vs. the steadier growth since

Explore by state

Pick a state to see its individual growth trajectory and account-quality trend

Zero-balance account rate vs. rural share, by state (latest year)

The core equity question: does higher rural concentration mean more accounts sit unused?